R.P. Ryan Insurance
One agency. Dozens of carriers. Coverage built around what you actually need.
A streamlined insurance experience, built around what you actually need.
More carriers mean more options, and more options mean coverage that fits. As an independent insurance agency in Phoenix, we're not tied to a single company's products or pricing. We compare across a broad market of carriers — personal lines, commercial lines, and specialty coverage — and bring you the options that make sense for your situation.
Whether you're insuring a high-value home in Paradise Valley, running a professional-services firm that needs cyber liability coverage, or simply shopping for better auto and home rates, our team works the same way every time: compare the market, explain the tradeoffs, and stand behind the coverage when it matters. We are a Trusted Choice member, which means we're held to a Pledge of Performance — a commitment to service, transparency, and advocacy that goes beyond the sale.
Coverage for the Way You Live and Work
Auto Insurance
Competitive rates across multiple carriers, with coverage options that go beyond the state minimum.
Home Insurance
Whether you're in a starter home or a custom estate, we match your property to the carrier and policy structure it deserves.
Life & Health Insurance
From term life to group health, we compare options across carriers so you can protect what matters most — often for less than you'd expect.
High-Value Home Insurance
Luxury and custom homes require more than a standard homeowners policy. We work with carriers whose core business is high-value properties.
Business Insurance
From general liability and workers' compensation to cyber liability and professional liability, we place commercial coverage for businesses of all sizes and professional-services firms.
What It Means to Work with an Independent Agency
Most insurance buyers don't realize that the agent they're calling works for one carrier — not for them. At R.P. Ryan, that relationship is reversed.
As an independent agency, we represent you. We hold appointments with multiple carriers, which means we can compare coverage terms, pricing, and claims reputations across the market before making a recommendation. When a renewal comes in higher than it should, we shop it again. When a claim happens, we're in your corner.
Multiple Carriers
Multi-carrier access across personal lines, commercial lines, and specialty coverage
Trusted Choice
Trusted Choice member — bound by a Pledge of Performance on service & advocacy
Local Company
Local Phoenix office with relationships across the Valley market
Testimonials
Individual results and experiences may vary.
Here's What Our Clients Have Been Saying
Frequently Asked Questions
Questions we commonly hear about R.P. Ryan Insurance, insurance in Arizona, and more
What does it mean that R.P. Ryan is an independent insurance agency?
It means we're not captive to a single carrier. We hold appointments with multiple insurance companies and can compare coverage options across the market on your behalf. Our obligation is to you — not to any one insurer's sales goals.
What types of insurance do you offer in Phoenix?
We offer personal lines coverage including auto, home, high-value home, and personal umbrella, as well as commercial lines coverage including cyber liability, professional liability, general liability, workers' compensation, and business owners policies. We serve individuals, families, and small-to-midsize businesses across the Phoenix metro and statewide in Arizona.
Do you help with claims after a policy is placed?
Yes. Claims support is part of how we work. If you have a claim, you're not navigating the carrier on your own — our team is available to help you understand the process, communicate with the carrier, and advocate for a fair outcome.
Can you insure a high-value or custom home in the Phoenix area?
Yes. High-value and custom homes require specialized carriers that account for custom construction, extended replacement cost, and the unique risks that come with luxury properties. We place this coverage regularly for clients in Paradise Valley, Scottsdale, Arcadia, and surrounding communities.
How do I get a quote?
Get a QuoteYou can request a quote through our online form or call us directly at (602) 992-9700. We'll gather the details we need and come back to you with options.
