Specialty Markets

 

R. P. Ryan Insurance is an independent agency providing insurance coverage for a variety of needs.  There are a few areas of coverage where we focus our abilities.  Please read below to determine if we can assist you in any of these areas.Cyber Liability Insurance:Cyber Liability Insurance (or Cyber Breach Insurance) is becoming an essential part of an insurance package for businesses of all sizes that are involved in any transactions that involve:

  • Processing Customer Credit Card Data
  • Generate, Store or Transmit Client Medical Records
  • Engage in any type of e-commerce transactions
  • Develop, Rent or Own a Website
  • Engage in Social Media such as Facebook or LinkedIn, which hackers can use to gain access to your confidential date stored on your network
  • Develop, lease or sell software
  • Do anything that requires connection to the internet
 
Professional Liability: As a professional you have a strong commitment to your clients, however, they may not always return the favor.  Whether a small, mid-sized or large firm your business has potential exposures as client expectations are increasing and lawsuits are becoming more common. For that reason R. P. Ryan Insurance offers protection to professionals for the array of emerging exposures you face and can help protect your firm against losses resulting from negligence, errors, and omissions in the performance of professional services. Firms in need of professional liability include, but are not limited to:

  • Lawyers
  • Medical Professionals
  • Engineers
  • Dentists
  • Architects
  • Accountants
  • Technology Professionals
  • Appraisers
  • Real Estate Agents
  • Property Managers
  • Consultants
  • Contractors

Multi-Housing Industry:

R. P. Ryan Insurance offers insurance to the multi-housing industry through several companies highly qualified to write this line of business.  Among our carriers are CIBA, MSA Group and Travelers.  Coverage is available for up to $10 million Total Insured Values per building and up to $75 million Total Insured Values per account. Building coverage can include fences, walls, swimming pools, outdoor furniture, floor, lobby and hallway furnishings, appliances, lawn maintenance equipment and alarm systems. In addition, business income and extra expense can be included.  Liability limits can be written up to $2 million per occurrence and umbrellas are also available.
 
High Value Homes: A typical homeowners policy may be just fine for the average house – but when you’ve created a home with distinctive or custom features, you need an insurance company who understands your investment in your home. Compared to standard industry policies, our companies can provide higher levels of protection and service to help you restore your home, including it’s distinctive features, in the event of a misfortune.
 
In particular, our approach to homeowner insurance offers you: 

  • Broader, more responsive coverage designed expressly for high-value homes and their owners.
  • Special policies for condominiums, co-ops, vacation, and city homes with
    provisions you won’t find in ‘generic’ policies.
  • Customer service is important to us. Together we can find solutions to address your insurance coverage requirements.

If you own a home valued at $500,000 or more, contact us to assist you in getting the coverage you need and deserve!